FAQ'S

1. How can financial advice help grow my superannuation?

Financial advice can help assess your current super fund, investment strategy, fees, and insurance to ensure they align with your goals and risk tolerance. An adviser can also recommend strategies such as salary sacrificing, consolidating multiple super accounts, or reviewing contribution levels to improve long-term growth.

2. What is a default set up in superannuation?

A “default setup” usually means your super was first created by an employer and hasn’t been reviewed since. While convenient, these options aren’t always the best for you. Super has changed a lot, and many default options now underperform for long-term retirement needs.

Because everyone’s age, balance, risk profile and goals differ, it’s important to make sure your super is set up correctly. To understand how yours is tracking and what improvements are available, get in touch and one of our experts can guide you.

3. What is the right investment strategy within my super?

The ideal investment option depends on your age, risk tolerance, and retirement timeframe. Advisers can help tailor an asset allocation strategy—such as growth, balanced, or conservative—to maximise returns while managing risk as you approach retirement.